For Buyers & Sellers

Buying or selling a home? We’re here for every step.

Whether it’s your first home or your fifteenth, we explain what’s happening, answer every question, and make sure closing day is the easy part.

Talk to Our Team What to Bring to Closing

If you’re buying

  • We search public records to confirm the seller can legally transfer the property.
  • We find and clear liens, judgments or other issues before you close.
  • We issue your owner’s title insurance policy to protect your ownership.
  • We hold your deposit in escrow and prepare your settlement statement.
  • We walk you through every document at the closing table.

If you’re selling

  • We order your mortgage payoff and make sure it’s paid in full.
  • We resolve any title issues that could delay your sale.
  • We prepare your deed and closing documents.
  • We coordinate HOA estoppels and prorate taxes and dues.
  • We disburse your proceeds securely after closing.
Title insurance, explained

Protection for the past, so you can focus on the future.

Title insurance protects you from problems with ownership that happened before you bought the property — like an unknown heir, a forged signature, or an unpaid lien that surfaces years later.

Owner’s policyProtects you, the buyer, for as long as you own the home.
Lender’s policyProtects your lender’s interest; required on most loans.

It’s a one-time premium paid at closing. Who pays for each policy is set in your purchase contract — ask us and we’ll explain your numbers.

Closing day

What to bring.

We’ll confirm exact amounts and details with you before closing day.

Valid government photo IDDriver’s license or passport for everyone signing.
Closing fundsBy wire transfer or cashier’s check, as we’ve confirmed with you.
Anything your lender requestedSellers: keys, garage remotes and HOA access items.
Protect yourself from wire fraudNever trust wiring instructions sent or changed by email. Before sending any money, call us at (850) 775-4199 to verify.
“Absolutely perfect experience! Every question answered completely… she made the whole experience a breeze.”
Debby B.

Have a question before you sign?

Call or message us — no question is too small.

Contact Us